Plastk Secured Visa Credit Card

The Plastk Secured Visa Credit Card is one of the cards every individual who wants to build or rebuild credit rating or earn rewards should consider. 

This card makes it easier for you to handle your money since it is a secured credit card this means that you need to deposit money that will be your credit limit. 

When it comes to the rewards program and financial literacy resources, Plastk is one of the leaders in the market of secured credit cards.

Most importantly in case you are struggling to build your credit or you are new to the credit world, then the Plastk Secured Visa Credit Card can help. 

This card is secured and comes with the privileges of receiving free monthly credit reports as well as several other benefits for your financial improvement.

Now, it is time to explore more about the Plastk Secured Visa Credit Card and the things that you expect from the card that can make it your right choice.

Rewards and Benefits with the Plastk Secured Visa Credit Card

They also have a rewards program which is quite unique when it comes to secured credit cards, which is provided by the Plastk Secured Visa Credit Card. You get one reward point for each dollar spent and these can be used to get merchandise, travel, gift cards, and many more. This is a plus especially for a secured card since most of the secured cards do not have the reward program.

Also, Plastk offers free basic credit monitoring services including monthly credit report and financial education resources which will enable you to monitor and enhance your credit health. These tools are really helpful for people who needs to create a credit score or enhance their current score.

The card also attracts an initial interest rate of 0% for the first three months making it appropriate for those who want to make some savings on interest during the period of initial usage.

Pros and Cons

Pros:

• Rewards program for a secured card.
• Free monthly credit reports.
• 0% introductory APR for the first 3 months.

Cons:

• Annual maintenance fee.
• Required security deposit.
• High regular interest rates after the introductory period.

How do I know if the Plastk Secured Visa Credit Card is the best credit card for me?

The Plastk Secured Visa Credit Card is perfect for those who are establishing their credit or rebuilding credit and have to do so safely and, of course, earn rewards in the process.

The rewards system is quite appealing to the customers, especially a chance to earn points on all the purchases that you make, and if you would like more tools which can be beneficial for the improvement of the financial status, it can be very useful to get this card.

Coupled with this, one has to remember about the annual fee and security deposit that is required to open the account. If being uncomfortable in deposit or if one does not like annual fees, then maybe there are other choices to consider.

However, in the light of such benefits as the rewards and the 0% introductory APR, the costs may be minimized by most consumers.

Why do we like this card?

We want to particularly highlight the Plastk Secured Visa Credit Card because besides being a secured card it also offers a reward system, which is lovely to find in such a card.

A feature of earning points on everyday purchases, as well as the possibility of choosing what to receive in addition to flexibility in choosing the type of option, makes this card suitable for everyone who seeks to begin or rehabilitate their credit history.

Also, the availability of free monthly credit report is a definite plus on part of Mint.com. In any credit repair effort, ability to decipher your credit report as well as tracking of your progress is very important.

Plastk makes this easy by availing tools that not only raise awareness but also give people the means to change.