Improve your score

Did you know that there are credit repair companies that specialize in fixing mistakes in your credit report? Now let’s move on to another question, when was the last time you saw your credit report and looked at each detail carefully? The answer is probably a long time ago and that’s a problem, especially if you’re on the way to get a loan, mortgage or refinance. 

Credit score: Each new year, you can include your credit score in your New Year's resolutions. Check out 10 tips to increase your credit score throughout the year.

With so many types of credit and identity fraud roaming around the internet many people wonder how to be safe without credit monitoring services. The truth is, you can’t! This makes it reason enough to learn more about these services and what is their use for you. 

Almost everyone has (or had) a store credit card lying somewhere in the house. They’re really commonplace because retail brands often try to use them to make consumers more loyal. And the offer is really hard to resist! 

Do you know you credit utilization ratio? It’s ideal that you find out, because it weighs heavily on your FICO Score. That means that whenever you make a purchase on your credit card you’re making a decision that could impact all of your financial life. 

Here are some interesting facts about your credit score you might not know: credit history usually remains for about eight years on your report, after 30 days creditors report delayed payments to reporting agencies, which makes your score fall, getting close to maxing out your card limit is dangerous. There are so many things that could hurt us, but we rarely think about how to protect credit score. 

Improve credit score by 100 with 2 easy and fast steps! In just under a month you’ll be ready to get loans at lower interest rates than ever and the best available credit cards. Or so we wanted to tell you, but the truth isn’t so simple. 

When you’re applying for a personal loan or credit card this question pops up often: how do I get my credit history report free? Credit history is a major factor of consideration for most financial firms in the U.S. It can tip the balance that allows you to get competitive interest rates or gets rejected straight away. 

Most people don’t know they need to improve their credit score until it hits them on the face. Or until a personal loan requirement gets denied by a bank or financial institution. Your score can influence many aspects of your life, such as the ability to get great credit card deals or get a loan for that new car. 

You’ve heard of a credit score, right? Almost everyone has, since it affects most parts of your financial life. The problem is, knowing the name doesn’t mean knowing what it means, how it works or how to tell if you’re going in the right direction.