Discover It Cash Back

Credit Card

Discover It Cash Back Credit Card

5% cashback $0 annual fee

0% intro APR for the first year

SEE FULL REVIEW You will remain on the current site

In the world of cashback credit cards, the Discover it® Cash Back card stands out as a champion of rewarding spending habits. With its unique approach to earning cash back and a range of additional perks, this card offers cardholders the opportunity to save money on everyday purchases while enjoying valuable benefits.

The Discover it® Cash Back card is renowned for its generous cashback rewards program, which allows cardholders to earn cash back on every purchase. With rotating quarterly categories that earn higher cash back rates, cardholders have the opportunity to maximize their rewards on a variety of spending, from groceries and dining to online shopping and more. Plus, Discover matches all the cash back you’ve earned at the end of your first year, automatically, for new cardmembers only.

With Discover It Cash Back, that dream becomes a reality. Plus, Discover matches all the cash back you’ve earned at the end of your first year – it’s like a bonus for being financially savvy.

Unlocking Your Cash Back Potential with Discover It Cash Back

Furthermore, the Discover it® Cash Back card offers additional benefits beyond its cash back rewards. Cardholders enjoy a range of perks, including no annual fee, no foreign transaction fees, and free FICO® credit score access, allowing them to monitor their credit health. Additionally, Discover’s Freeze It® feature provides peace of mind by allowing cardholders to prevent new purchases on their account in seconds if their card is misplaced or stolen.

Pros and Cons

Pros

Cash back rewards on every purchase
No annual fee
First-year cash back match

Cons

Rotating bonus categories may require tracking and activation
Foreign transaction fees apply when using the card abroad
Limited acceptance compared to some other major credit card networks

How do I know if Discover It Cash Back is the best credit card for me?

Determining if the Discover it® Cash Back card is right for you depends on your spending habits, preferences, and financial goals. If you’re looking to earn cash back on everyday purchases and value additional perks like no annual fee and free FICO® credit score access, then this card could be an excellent fit for you. However, if you prefer a simpler rewards structure or prioritize other benefits like travel rewards, you may want to explore alternative credit card options.

With 24/7 U.S.-based customer service representatives, cardholders can receive personalized assistance and support whenever they need it, ensuring a seamless and enjoyable experience with their credit card.

Why do we like this card?

We admire the Discover it® Cash Back card for its robust cashback rewards program and valuable perks that cater to a wide range of cardholders. Whether you’re a savvy spender looking to maximize your rewards or someone who values simplicity and security in their credit card experience, this card offers something for everyone.

With its generous rewards potential, no annual fee, and additional benefits, the Discover it® Cash Back card is a standout choice for those seeking to earn cash back on their everyday purchases while enjoying peace of mind and financial flexibility.

In addition to its core features, the Discover it® Cash Back card provides cardholders with access to a range of valuable benefits and resources designed to enhance their overall credit card experience. One notable aspect is Discover’s commitment to customer service and satisfaction. With 24/7 U.S.-based customer service representatives, cardholders can receive personalized assistance and support whenever they need it, ensuring a seamless and enjoyable experience with their credit card.

I WANT THIS CARD