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Prosper Personal Loan
$2.000 minimum loan No prepayment fee600 score recommended
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This lending option will give some users the possibility of getting a loan, even if they need a co-borrower for that. If you are looking for peer-to-peer lending, here are some other pros to consider:
- No prepayment penalties;
- Accessible to borrowers who have at least a fair credit score;
- Allows for joint loan applications.