Driving is one of the simplest everyday tasks for millions of people around the world, despite various problems, even accidents of varying degrees that can happen – you never know what is in store for the future.
That’s why the FNB Petro Credit Card was created and thought for all drivers who will appreciate the benefits of this incredible credit card. As if that wasn’t enough, it also offers the option of being just an auxiliary card, connecting with a common credit card and increasing its limit.
Are you ready to get your own credit card with countless exclusive perks? We will explain exactly how the FNB Petro Credit Card works, its advantages, rewards, disadvantages and why it can be useful for you. Read on to learn how to apply and other important information as well.
FNB Petro Credit Card
Get all the benefits of AA Assist Increase your credit limit with it in handHow does the FNB Petro Credit Card work
The FNB Petro Credit Card is a special credit card for being able to unite the most important things for drivers who drive a lot and need support.
This credit card is primarily valid for fuel purchases, payment of tolls, vehicle maintenance, and free AA emergency roadside assistance – receiving special benefits and rewards.
You can use the FNB Petro Credit Card for any transactions other than those related to your vehicle expenses. To have all of this at your disposal, you need to earn a minimum income of R84,000.00 per year – in addition to paying a monthly maintenance fee of R55.00.
Pros and Cons of using the FNB Petro Credit Card
The FNB Petro Credit Card has many advantages, especially when it comes to the facilities it provides to drivers, such as special assistance, discounts and exclusive rewards. Check out some of these incredible advantages of this credit card:
- Get up to 15% cash back on fuel purchases
- Increase your credit limit with it in hand
- Get all the benefits of AA Assist
- You can use the card internationally and locally
- It has custom and limited interest rates
- It is easy to apply for the Petro Card, especially when you are an FNB customer
Once you have the FNB Petro Credit Card in your hands, you will be able to enjoy all this and much more. The advantages of having this card are practical and especially for those who think about having more credit power and more facilities when driving.
Cons of using the FNB Petro Credit Card
After knowing the positive points of the FNB Petro Credit Card, it is necessary to understand and know more about the negative points that exist in this credit card.
If you choose to have only this credit card, it can be risky, since it is not characterized as a high-limit card that offers immense advantages in several areas – everything is very limited, except for the drivers.
Also, if you opt for it, you’ll have to pay some transaction fees based on how much you earn – if you earn less in a given month, your fees will go down, as well as the other way around.
If none of this is a problem for you, go ahead and learn how to secure this credit card.
Fees for the FNB Petro Credit Card
As you saw earlier, the FNB Petro Credit Card charges fees proportional to your monthly income, tending to vary if any. Here are some of the fees you will likely have to pay:
- Credit facility fee R17.00
- Initiation fee Up to a maximum of R175.00
- Monthly account fee R38.00
- Fuel transaction fee R5.75
- Voucher retrieval request local R105.00
- Voucher retrieval request international R295.00
- Declined transaction fees R9.50
- International card delivery R700.00
- Urgent delivery fee R250.00
These are some special fees to be aware of if you choose to choose the FNB Petro Credit Card.
How to Apply
To get this card, it’s very simple: just have an account at FNB, access App Bank and apply for a credit card.
Right after this step, you can choose whether you want the Petro credit card to be standalone or link it to your existing FNB credit card. Once approved, you can decide to have your credit card sent by mail, or you can go to the nearest branch to pick it up.
Conclusion
In conclusion, the FNB Petro Credit Card offers valuable perks for drivers, such as cash back on fuel purchases and AA emergency roadside assistance. However, potential applicants should carefully review its fees, which include a monthly account fee, fuel transaction fee, and others. Assessing these costs against the benefits will help determine if this card aligns with your financial needs and driving habits.
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