Imagine if with every purchase you make anywhere, your money returned to your pocket? Sounds like a dream, doesn’t it? The truth is that 99% of the cards don’t have this – many of them give benefits, advantages, discounts, but nothing else. The good news is that 1% of this account that gives you cash back in good percentage remains – the Money Credit Card.
With this credit card in hand, you can save and earn part of your money back with every purchase you make, at any online or brick-and-mortar store – it doesn’t matter. With the Money Credit Card you are rewarded in many ways without even having to participate in a rewards program – rewards are recorded automatically.
Are you ready to get your own credit card with countless exclusive perks? We will explain exactly how Money Credit Card works, its advantages, rewards, disadvantages and why it might be useful for you. Read on for how to apply and other important information as well.
Money Credit Card
Up to 55 days interest free Get cash rewards for every swipeHow does the Money Credit Card work
You can be here in this article because you know that Money Credit Card can deliver a super special program of advantages, opportunities and much more. Well, that’s all true, which means that you only have to gain from this credit card. Money Credit Card is a unique and fully differentiated credit card as discussed above.
The purpose of this credit card in your wallet is to let you enjoy the ease of shopping while earning with it. It’s your chance to keep shopping, without any weight on your conscience because you’re generating more money in the meantime, getting up to 3% cash back on your purchases.
As the Money credit card is developed by MasterCard, it can be used at any store that accepts MasterCard. But in order to have this credit card in hand and start shopping, it is necessary to pay an initial fee of R100.88. The monthly credit card service charge is R56.49.
Finally, you need to know that your Money credit card comes with a 55-day interest-free credit card. If the account holder pays for used credit within 55 days of the initial purchase, interest on used credit will not apply.
Main Advantages of using the Money Credit Card
Money Credit Card is the best option for you to spend money and get it back, earning special rewards and cashbacks. Check out some advantages of having this powerful credit card in your wallet:
- Up to 55 days interest free
- Get cash rewards for every swipe
- 1% cash back on all purchases on your Money credit card
- 2% cash back spending at Game, Makro, Builders and Cambridge Food store
- 3% cash back spent online on Game, Makro and Builders
- Your Money credit card is accepted worldwide
- Get access to the Money Credit mobile app
- Get Customer Protection Insurance[Withdraw cash from ATMs whenever you need to
Each quarter, rewards are deposited on the customer’s credit card. Cashback can be used to make purchases or pay off credit card or other debts.
Once you have the Money Credit Card in your hands, you will be able to enjoy all this and more. The advantages of having this card are practical and especially special for those who want to enjoy special benefits and save a lot.
Cons of using the Money Credit Card
The Money credit card was created to provide many benefits to users, so it comes with few disadvantages. There are only two that we can describe here.
The first is the fact that there are no vacation rewards, let alone exclusive rewards on hotel bookings and car rentals.
The second downside is that there are no reward tiers, meaning you will be treated the same as all other Money Credit Card holders.
Some Fees for the Money Credit Card
Money Credit Card is a credit card that aims to make your life easier by providing you with a new and good credit option, with interesting rates that you need to know. Check out some of them:
- Monthly service fee R100.88
- Initiation fee R56.49
- Cash deposit fee R2.00 per R100.00
- ATM balance enquiry fee R15.10
- Statement copy fee R5.00
- Overlimit fee R200.00
- Late payment fee R100.00
These are some fees you will need to pay if you opt for the Money Credit Card.
How to Apply
As you can see, the Money credit card is an amazing card that presents great opportunities to save money in a variety of situations.
To get a Money credit card, you can apply on the bank’s website and fill out the forms. Approval is not time-consuming, and you will soon receive an approval or denial notification.
Conclusion
The Money Credit Card offers substantial cash back rewards and benefits for everyday spending, making it ideal for those who want to earn while they shop. However, potential users should consider the fees associated with the card and its limited travel-related rewards. It’s important to assess whether the cash back benefits outweigh the fees based on your spending habits and financial needs.
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