Important Notice: The Woolworths Silver Credit Card is no longer available for new customers in South Africa. Woolworths now offers only the Gold and Black credit card options. For the latest information and details on these offerings, please visit the official Woolworths Financial Services page. A link is provided in our article. Thank you for staying informed with us.
Imagine if with every purchase you make anywhere, your money returned to your pocket? Sounds like a dream, doesn’t it? The truth is that this does not exist in 87% of the cards – many of them give benefits, other types of advantages and nothing else. The good news is that 13% of this account is left over that gives a little more – the Woolworths Silver credit card is one of them.
With this credit card in hand, you can save and receive your money with every purchase you make, at any Woolworths store or even other stores – it doesn’t matter. With Woolworths Silver you are rewarded in many ways through the WRewards rewards program.
Are you ready to get your own credit card with many exclusive benefits? We’ll explain exactly how the Woolworths Silver credit card works, its rewards, its cons, and why it might be useful to you. Read on for how to apply and other important information as well.
Woolworths Silver Credit Card
Up to 55 days interest free 1% back on WRewards on all Woolworths purchasesHow does the Woolworths Silver Credit Card work
When you have any credit card, it comes with a lot of features that may or may not fit the cardholder’s life. The Woolworths Silver Credit Card is no different, it provides the best for anyone who wants to take advantage of a credit card, save a lot and ensure a comfortable lifestyle, with long payment terms for purchases.
The purpose of this credit card in your wallet is to let you enjoy the ease of shopping at Woolworths or any store while earning with it. It’s your chance to keep shopping, without any weight on your conscience because you’re making more money in the meantime.
You can get this card if you have a minimum income of R3,000.00 per month. One of the top rewards is 1% cashback on all purchases made at Woolworths sent as quarterly WRewards vouchers and 0.5% cashback on purchases made at other stores – plus you can withdraw cash at any Visa-compatible ATM .
You can pay for your fuel with your Woolworths Silver credit card, and you will also earn up to 1% back. You can redeem your vouchers for discounts on select items, gain exclusive access to special events, and more.
Main Advantages of using the Woolworths Silver Credit Card
Woolworths Silver Credit Card is the best option for you to spend money and get it back through special rewards and cashbacks. Check out some advantages of having this credit card in your wallet:
- Up to 55 days interest free
- 1% back on WRewards on all Woolworths purchases
- 0.5% back on WRewards on purchases outside of Woolworths
- Get up to 1% back when you pay your fuel with your Woolworths Silver credit card
- Use your Woolworths credit card to withdraw cash at any ATM displaying the Visa logo, worldwide
- Choose your preferred refund period – Large purchases of R300 or more can be paid for from 6 to 60 months
- Basic travel insurance is automatically included if you are under 75
- You are entitled to up to 8 additional cards at no additional cost
- Card loss protection is covered as long as you notify Woolworths that your card has been lost or stolen within 24 hours
Once you have the Woolworths Silver Credit Card in your hands, you will be able to enjoy all this and more. The advantages of having this card are practical and especially special for those who want to enjoy special benefits and save a lot, keeping expenses low.
Cons of the Woolworths Silver Credit Card
Woolworths Silver Credit Card was created to provide many benefits to users, so it comes with few disadvantages. There are only two that we can describe here.
The first point is that you can only use the long quote option if you buy items for R300.00 or more. The second point is related to your credit limit.
Your current credit limit ultimately determines how much you can withdraw per day, with a maximum limit for all customers, where you cannot withdraw more than R7,500.00 per day.
Some Fees for the Woolworths Silver Credit Card
If you were curious to know more about Woolworths Silver Credit Card fees, don’t wait any longer, check out the main fees that this card has now and start planning right now:
- Once off initiation fee: N/A
- Card replacement fees: R100.00
- Unpaid Debit Order fee: R105.00
- Unpaid cheque fee: R105.00
- Card courier fee: R155.00
- Online banking: Free
- ABSA ATM Account Payment fee: R4.25 plus R1.30/R100.00 (max R15.00)
- ABSA ATM mini statement fee: R1.90
- Secondary card: Free
These are just some of the fees you will have to pay when you have the Woolworths Silver Credit Card.
How to Apply
The Woolworths Silver credit card can be requested through the Woolworths website. Fill out a form, submit your documents and wait for the return – to receive confirmation or rejection.
The entire process is simple, practical and fast – without bureaucracy.
Conclusion
In conclusion, the Woolworths Silver Credit Card offers several compelling benefits, making it a suitable choice for those who frequently shop at Woolworths and want to earn rewards on their purchases. With cashback options on both Woolworths and non-Woolworths purchases, an interest-free period of up to 55 days, and additional perks like basic travel insurance and flexible repayment options, it caters well to everyday spending needs.
However, potential applicants should consider the minimum income requirement of R3,000.00 per month, the requirement of a minimum purchase of R300.00 for extended payment terms, and the associated fees such as card replacement and withdrawal fees. Overall, if you shop frequently at Woolworths and want to earn rewards on your spending, the Woolworths Silver Credit Card could be a beneficial addition to your wallet.
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