Many people believe that it is impossible to save a lot of money by using a credit card every month. The problem is, they doubt they can live a higher quality life with a credit card in their pocket – blaming the card itself for their expenses. The FNB Gold Business Credit Card is here to clear your doubts and reveal the truth.
This credit card is like a lifesaver, especially for managers and sales reps who need a convenient way to pay for goods and services. Save money, get cash back, take advantage of the great credit potential available, split your purchases and have fun!
Are you ready to get your own credit card with countless exclusive perks? We are going to explain exactly how the FNB Gold Business Credit Card works, its advantages, rewards, disadvantages and why it might be useful for you. Read about how to apply and other important information as well.
FNB Gold Business Credit Card
Up to 55 days of interest-free Get up to 15% back on Ebucks rewardsHow does the FNB Gold Business Credit Card work
First, it is important to mention that the FNB Gold Business Credit Card is suitable for managers and sales representatives who need a convenient way to pay for goods and services.
FNB is an amazing bank, focused on the customer experience and ready for you to be a part. Also, with the in-house rewards program, you can participate in Ebucks rewards, which allows you to save a lot of points year after year that will help you buy things you want. Best of all, you’re rewarded for buying items you normally would, without gain nothing in return.
Furthermore, it is particularly aimed at companies with a minimum annual turnover. You must pay a monthly fee of R52.00 and a maximum Initiation fee of R175.00 – determined by the qualifying company credit. Companies that need additional cards will pay R17.50 per card.
Another interesting point of FNB Gold Business is the 55-day interest-free freedom that helps you pay off your bank credit before spending unnecessary money.
Main Advantages of using the FNB Gold Business Credit Card
FNB Gold Business Credit Card is the best option for you to spend money and get it back, earning special rewards and cashbacks. Check out some advantages of having this powerful credit card in your wallet:
- Up to 55 days of interest-free
- Get up to 2.5% cash back on your qualifying purchases
- Get up to 15% back on your fuel, prepaid airtime, prepaid electricity
- Get up to 15% back on your Checkers & Shoprite purchases
- Earn a maximum of 40% cashback can be earned on purchases
- Companies get customized interest rates that are competitive
- Businesses get exclusive recurring FNB deals from retailers like: The Pro Shop, Cycle lab, iStore, and more
- Businesses have access to a quote facility with repayment terms from 6 to 60 months for purchases of R200.00 or more
Once you have the FNB Gold Business Credit Card in your hands, you can enjoy all this and more. The advantages of having this card are practical and, especially, for those who want to make the most of the benefits of having a credit card.
Cons of using the FNB Gold Business Credit Card
After knowing the positive points of the FNB Gold Business Credit Card, it is necessary to understand and know more about the negative points that exist in this credit card.
If you choose to have only this credit card, you will have to know that it does not have interest-free purchases, that is, you will only have 55 interest-free days, after the 56th day, interest will begin to accrue.
Another important point to mention is that this credit card does not offer hotel and car rental benefits. If none of this makes any difference to your choice, secure your FNB Gold Business credit card right now.
Some Fees for the FNB Gold Business Credit Card
If you were curious to know more about FNB Gold Business fees, check out the main fees that this card has and start planning right now:
- Credit facility services fee R52.00
- Initiation fee Up to R175.00
- Credit card monthly account fee R35.00
- Additional card fee R17.50
- Cash Withdrawal at an FNB ATM R2.00 per R100.00
- Cash Withdrawal at other banks’ ATMs R10.00 + FNB ATM fee
- FNB mini ATM withdrawal fee R2.00 per R100.00
- Deposit at an FNB ATM R1.10 per R100.00
- Deposit at an FNB branch R80.00 + R2.50 per R100.00
These are some special fees to have a credit card if you opt for the FNB Gold Business Credit Card.
How to Apply
The FNB Gold Business Credit Card can be requested through the FNB website. Fill out a form, submit your documents and wait for the return – to receive confirmation or rejection.
The entire process is simple, practical and fast – without bureaucracy.
Conclusion
The FNB Gold Business Credit Card appears to be a robust choice for businesses looking to streamline expenses, earn rewards, and benefit from tailored financial solutions. However, potential users should weigh the benefits against the fees and consider how well the card aligns with their specific business needs and spending habits.
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