We could bet that you are at this very moment looking for a personal loan, despite having a fair credit score, right? Then it won’t be easy to solve, after all, some of the best lenders only accept customers with excellent scores, which is why they offer such low interest rates. That’s why Finchoice Loans can be a great choice.
It offers almost anyone the chance to get their personal loan and start making their dreams come true. This can happen by analyzing your credit score and your ability to repay the loan – which is not accepted at some similar financial service providers.
You can also get up to R40,000 in loans with repayment terms of up to 24 months. This may not be the best of all financial services, but it is sufficient for most people who would like to make an investment in their financial lives.
Are you ready to understand how Finchoice Loans works and how to apply? Read on to get the full information.
How does the Finchoice Loans work
Finchoice is a financial institution that is part of the HomeChoice group and offers flexible loans for South Africans. By offering easy access to money and financial products through online loans, they can cut queues and save their customers time.
There are 3 loan options available, where the first is KwikAdvance, where eligible customers can apply for a quick loan of R2,500.00 and must repay the next day.
The second type of loan is Flexi, where the interested party can take up to R8,000.00, for any eventualities and must be paid back within just 6 months.
Finally, the third and last one – the Premier. If you are looking for a capital of up to R40,000, this is the option you should apply for. The repayment of this loan can be up to 12, 24 or 36 months – if you pay within 14 days, no interest will be charged.
Advantages of using the Finchoice Loans
Some pros of Finchoice Loans include:
- Get free financial advice
- Lowest possible interest rate
- Interest rate on personal loans is fixed
- Money in your bank account the same day
- You can have and apply for multiple loans
- You may qualify for a HomeChoice account
- Interest rates and loan amount customized based on credit rating
How to Apply
Because Finchoice loan application is very flexible, you can apply online – in the comfort of your own home.
If you qualify, the following documents will be required for verification purposes.
- Certified copy of your ID document
- Latest bank statement
- Recent payslips
- Proof of residential address
If you get an approval and choose to proceed, there will be a check of your credit score for final approval.
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