Do you agree with me that a good student loan is a great solution to get more peace of mind with your studies? Well, that is a fact. Having extra cash on hand can give you the opportunity to take more courses, pay off student debts, buy materials, or for any other purpose.
If you fit this profile, you are in the right place. With Education Loan Finance you can get from $10,000,000 in funding, which can be very useful for improving and expanding your studies, whether you are a graduate student in any field.
It is amazing because it works with no hidden fees, no complicated application process, and absolutely no one-size-fits-all approach to private student loans and student loan refinancing. You get with it 5, 7, 10, 15 or 20-year loan terms that are right for you.
Pros and Cons for Education Loan Finance
Education Loan Finance is available all over the USA and offers great interest rates and good payment terms for most students. But there is a little more to this line of credit that may convince you to get a loan and fulfill your study dreams.
Some advantages include:
- Fully digital
- Pre-qualification available
- Minimum credit score of 680
- Dedicated Personal Loan Consultant
- There are no origination or application fees
- Loans are available in all US states and Puerto Rico
- All types of student loans are eligible for refinancing
Education Loan Finance is an easy-to-use system that allows any student to get a loan. Which can be a great way to get rid of the high interest on other debts or give your study projects a boost.
Cons for Education Loan Finance
Education Loan Finance has some negative points that should be explored and discussed here. The first one is the high credit history score that is required, at 680 score to get the loan and many people don’t have it.
Another major point is the minimum loan amounts which are as high as $10,000, not good for students who need a smaller loan amount, plus there is no co-signer release option.
How to Qualify for Education Loan Finance
In general, you need to meet the following criteria to qualify for Education Loan Finance:
- Minimum credit score of 680
- Minimum income of $35,000 per year
- Maximum debt-to-income ratio of 55%
- Must be a US citizen or permanent resident
- May qualify if you filed for bankruptcy after 7 years
- Must have graduated with at least a bachelor’s degree
- Must have attended a school authorized to receive federal aid
How to Apply
To get this application, the best way to apply is online via the application form provided on the official Education Loan Finance website.
Before applying for a loan, make sure you have evaluated your credit report and read all the details in the fine print to avoid confusion when the monthly payment due arrives. Education Loan Finance will likely perform an affordability assessment before providing access to funds.
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