Get to know these cards: American Express Essential and American Express Explorer

Nowadays, anyone can have a credit card, no matter what their financial profile and lifestyle. And the good news is that for sure one of these options offers what you’re looking for on a credit card!

Think about your needs and lifestyle. Do you love to travel? Or do shopping and news make your day better? Do you enjoy adventure, but with safety and guarantees for accidents and unforeseen events? If you like everything or just a few things, check which card meets each need.

What is the best card for me? Differences between credit cards

Let’s start by talking about Membership Rewards and points. The American Express Essential Credit Card offers Membership rewards on all purchases. Using the card, you earn 1.25 points for every $ 1 spent. The American Express Explorer Credit Card offers more points for purchases: 2 points for every $ 1 spent.

The two cards allow up to 4 additional cards for family members or friends at no additional charge. So you can share the benefits with loved ones and accumulate more points.

Note that the following of the Explorer Credit Card benefits are not present on the Essential Credit Card, so it’s up to you to decide what do you value most:

  • National and international travel insurance;
  • access to the American Express Lounge at Sydney International Airport or Melbourne International Airport;
  • $ 400 credit per year to spend on travel reservations on American Express Travel.


Both cards are a great option for those concerned with security since they offer several benefits such as an extended Buyer’s Advantage warranty for items purchased with a credit card, Purchase protection, Refund Protection, Fraud Protection, and more.

No matter which card you choose, your smartphone will be safe. Both options offer Smartphone Screen Insurance of up to $ 500 for repairs in case the screen is damaged. Apply now and enjoy the advantages of having a great credit card! Did you get to decide yet?

Find out more about the differences between the American Express cards at this link and apply now to a new life of experiences. We are sure that after reading the information, you will have no more doubts about which card to choose!

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