Do you agree with me that a good student loan is a great solution to get more peace of mind with your studies? Well, this is a fact. Having extra cash on hand can give you the opportunity to take more courses, pay off student debt, buy materials, or for any other purpose.
If you fit this profile, you are in the right place. In this article you will learn all about Advantage Education Loans, a student loan servicer that usually has fixed interest rates ranging from 3.99% APR to 7.78% APR. In addition, you count on at least 36 months of consecutive on-time payments before issuing a co-signer authorization.
If you want to take out a student loan, you can choose to pay immediately (when you are in school and start paying), interest-only payments (pay interest until you graduate), or deferred payment (no payments while in school). You define.
Main Advantages for Advantage Education Loan
The Advantage Education Loan is available throughout the USA and offers great interest rates and good payment terms for most users. But there is a little more to this line of credit that may convince you to get a loan and fulfill your favorite business dreams.
Some advantages include:
- APR 3.99-7.78%
- Refinance without a diploma
- You can refinance without a degree
- Apply for loans from $7.500 to $200.000
- Forbearance of 24 months is twice as long as most lenders
- You can see if you’ll qualify and what rate you’ll get without a hard credit check
The Advantage Education Loan is an easy-to-use system that allows almost any student to get a student loan.
Fees for Advantage Education Loan
The Advantage Education Loan is amazing for many reasons, but you should know about some of the interest it charges:
- 10-YEAR TERM – 2.94% – 5.61%
- 15-YEAR TERM – 3.54% – 6.19%
- 20-YEAR TERM – 4.44% – 6.49%
In addition, it is worth noting that Advantage offers a discount for setting up automatic payment: a 0.25% reduction in the interest rate.
How to Qualify for Advantage Education Loan
Student loan applications are approved or denied based on several factors. All lenders have their own unique underwriting requirements. See some of them here:
- U.S. citizenship or permanent residency
- Borrowers must have no evidence of prior fraud
- All educational loans must be in good standing
- Loans must have entered the grace or repayment period
- Parent borrowers must be the parent or step-parent of the recipient student
How to Apply
To get this application, the best way to apply is online through the application form provided on the official Advantage Education Loan website.
Before applying for a loan, make sure you have evaluated your credit report and read all the details in the fine print to avoid confusion when the monthly payment due arrives. Advantage Education Loan will likely perform an affordability assessment before providing access to funds.
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