Ascent Funding offers up to $200,000

Ascent also offers benefits such as graduation rewards and a significant discount on automatic payment for selected borrowers.

Ascent was created for undergraduate and graduate students who have difficulty finding a suitable student loan. If you are in this boat, it may be time to start your research on Ascent Funding. This credit server is focused on students who are having trouble furthering their studies.

It is designed to help undergraduate students, where the annual percentage rates for undergraduate students are between 2.52% to 11.11% and fixed rates from 3.89% to 13.16% and graduate students have variable APRs from 2.79% to 13.12% and fixed APRs from 4.20% to 15.00% based on their loan and their creditworthiness.

In addition, Ascent Funding offers loan amounts from $2,000 to $200,000, with quick issue of the amount and repayment terms of five, seven, 10, 12, 15 and 20 years. There are also several flexible payment methods available for undergraduate and graduate loans.

Main Advantages for Ascent Funding

Ascent Funding is available throughout the US and offers great interest rates and good payment terms for most students. But there is a little more to this line of credit that may convince you to get a loan and fulfill your study dreams.

Some advantages include:

  • Get APR 3.89-13.16%
  • Pay your loan in up to 15 years
  • Apply for loans from $2.000 to $200.000
  • Up to 24 months of financial hardship tolerance
  • Borrowers may qualify for a 1% cash back graduation reward
  • Qualify for a loan without a cosigner or established credit history
  • International students are eligible for loans with a qualified co-signer

Cons for Ascent Funding

Ascent Funding has some negative points that should be explored and discussed here. The first of these is the fact that the loans available do not include freshmen or sophomores, where only third-year, senior, and graduate students are eligible for them.

In addition, it is important to mention another point, concerning the interest rates that can be higher than the interest rates of competitors – this is due to the increased risk assumed by the lender.

How to Qualify for Ascent Funding

In general, you need to meet the following criteria to qualify for an Ascent loan:

  1. You must be the age of majority in your state.
  2. You must be enrolled in a qualified full-time or part-time institution.
  3. You must be a US citizen, permanent resident or have DACA status; if you are not a US citizen or permanent resident, you may qualify for a loan if you have a creditworthy guarantor that is.

How to Apply

To get this application, the best way to apply is online through the application form made available on the official Ascent Funding website.

Before applying for a loan, make sure you have evaluated your credit report and read all the details in the fine print to avoid confusion when the monthly payment due arrives. Ascent Funding will likely conduct an affordability assessment before providing access to funds.

Credit Card
Ascent Funding
APR 3.89-13.16% Pay your loan in up to 15 years
Apply for loans from $2.000 to $200.000
Click here to Apply On credit card page
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