Do you agree with me that a good student loan is a great solution to get more peace of mind with your studies? Well, that is a fact. Having extra cash on hand can give you the opportunity to take more courses, pay off student debts, buy materials, or for any other purpose.
If you fit this profile, you are in the right place. You can get up to $500,000 in loans, which can be very useful for improving and expanding your studies.
Another interesting point is that Splash Financial Student offers loans from reasonable $5,000 to higher amounts, depending on various factors. On the other hand, when it comes to repayment terms, the balance remains positive, as they can be 5, 7, 10, 15 or 20 years.
Pros and Cons for Splash Financial Student
The Splash Financial Student is available all over the USA and offers great interest rates and good payment terms for most students. But there is a little more to this line of credit that may convince you to get a loan and fulfill your study dreams.
Some advantages include:
- No application fees or origination fees
- Spouses can refinance their loans together
- You get a dedicated account representative
- Refinancing is available for a range of student loans
- You can see if you will qualify and what rate you will get without a credit check
Splash Financial Student is an easy-to-use system that allows any student to get a loan.
Cons for Splash Financial Student
Since not everything is perfect, we need to point out that there are negative points that should be understood for those who want a student loan with Splash. The first point is that it works with third-party lenders, meaning that you will borrow the money from the bank, online lender or credit union.
In addition, you will have to analyze and check whether your loan will qualify for special benefits, such as deferment or forbearance, and its rates and discounts Finally, it is worth noting that the company’s partners only offer the loans to Americans, permanent residents and some visa holders.
How to Qualify for Splash Financial Student
In general, you need to meet the following criteria to qualify for Splash Financial Student :
- Minimum income of $42,000
- Minimum credit score of 650
- Maximum debt-to-income ratio of 65%
- Must be a US citizen or permanent resident
- May qualify if you have filed bankruptcy within 7 years
- Must have graduated with a bachelor’s degree or higher
- Must have attended a school authorized to receive federal aid
How to Apply
To get this application, the best way to apply is online via the application form provided on the official Splash Financial Student website.
Before applying for a loan, make sure you have evaluated your credit report and read all the details in the fine print to avoid confusion when the monthly payment due arrives. Splash Financial Student will likely perform an affordability assessment before providing access to funds.
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