Enjoy one of the most complete cards in the world, with the best travel benefits, lifestyle, leisure, security, and much more. Learn all about the American Express Cobalt in this article.
Imagine if you could have one of the best credit cards in the world in your wallet? It would be fantastic, wouldn’t it? Most people look for a credit card to have more financial power, smooth the bills, get bigger discounts, cashbacks, receive rewards, and exclusive benefits. The fact is that not all cards are complete with everything included. American Express Cobalt is complete.
With American Express Cobalt in your pocket, you can enjoy a sea of benefits that you will see in the future, having all possible facilities and benefits at your disposal. Imagine that with one touch, you earn cash, rewards, and VIP privileges—that’s what it’s going to do for you, that’s the power tool you’ll have.
Are you ready to get your own credit card with countless exclusive perks? We’ll explain exactly how American Express Cobalt works, its advantages, rewards, disadvantages, and why it might be useful to you. Read on to learn how to apply and other important information as well.
American Express Cobalt Card
Great earning potential Earn 1 point per dollar spentHow does the American Express Cobalt work
The American Express Cobalt Card is a complete card and is considered the best when it comes to travel. Now it is changing this opinion, beginning to stand out as a complete card that includes many luxuries, lifestyle, leisure, and insurance benefits.
Once you get your American Express Cobalt Card, you’ll be able to enjoy a new world, opportunities you’ve never had before, and of course, live life to the fullest. Having a credit card like the American Express Cobalt Card is extremely important for those who need to take advantage of incredible opportunities in various segments, with no additional costs and a low annual fee, in this case being $155.88. No doubt the insurance and travel benefits cover it.
In addition, you get a shower of points in various options, such as: earn 1 point per dollar spent anywhere; 2 points per dollar spent on qualifying travel, including airfare and tickets; 3 points per dollar spent on streaming services like Netflix and Spotify; and finally, 5 points per dollar spent on groceries, restaurants, coffee shops, bars, and food delivery.
Main Advantages of using the American Express Cobalt
The American Express Cobalt Card is designed and created for people like you who need a full credit card, whether to use it frequently for shopping, travel, and other leisure and lifestyle activities. Check out some of the benefits you get with this amazing credit card:
- Great earning potential
- A hefty welcome bonus of 30,000 points
- Superb travel coverage, like 15 days of emergency medical coverage
- Earn 1 point per dollar spent on everything else.
- Earn 2 points per dollar spent on eligible travel, including gas, transit and ride-shares.
- Earn 3 points per dollar spent on streaming services like Netflix and Spotify.
- Earn 5 points per dollar spent on groceries, restaurants, coffee shops, bars and food delivery.
- Get consumer insurance coverage, such as protection for your mobile device and rental car theft and damage.
Once you have the American Express Cobalt Card in your hands, you will be able to enjoy all this and more. The advantages of having this card are practical, especially for those who are thinking of taking advantage of the rewards and discounts it offers.
Cons for the American Express Cobalt
The American Express Cobalt Card is full of first-rate advantages, but it ends up not being so efficient in some aspects – few, but which can influence your choice for this credit card.
The first point is that despite all that has been shown and explained, to get this card you need a high credit score, usually over 700. In addition, you have a somewhat high annual fee if you consider staying and applying for this card. The fee comes to $155.88, not to mention that Amex has a more limited business acceptance rate than Visa and Mastercard.
How to Apply
To get this card, you can apply on the bank’s website and fill out the forms. Approval is not time-consuming, and soon you will get notification of approval or denial.
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