Imagine that with every purchase you make, your money goes back into your pocket. Sounds like a dream, right? The truth is that 9 out of 10 credit cards don’t offer that: many of them provide benefits, advantages, and discounts, but nothing else. The good news is that there is at least one that gives some of your money back: the BMO Cashback Mastercard.
With this credit card in hand, you can save and get some of your money back with every purchase you make, in any online or physical store, from 0.5% up to 3% cashback. With the BMO Cashback Mastercard, you are rewarded in many ways, receiving a variety of benefits by participating in the Mastercard benefits plan.
Are you ready to get your own credit card with many exclusive benefits? We explain exactly how the BMO Cashback Mastercard works, its advantages, rewards, requirements, and why it might be useful for you. Also, read how to apply and other important information.
BMO Cashback Mastercard
No annual fee Solid welcome offerHow does the BMO Cashback Mastercard work
You may be here in this article because you know that the BMO Cashback Mastercard can offer a super special program of cashback, rewards, and more. Well, all of that is true, which means that you can only win with this powerful credit card.
The BMO Cashback Mastercard is the best option for people who make daily purchases in various categories, such as supermarkets, bill payments, streaming services, and more. Once you have it in your hands, you get up to 5% cashback in your first 3 months, plus a $50 cashback bonus (when you spend $6,000) in your first year.
Additionally, it is a great advantage to opt for this credit card since it does not require a high monthly income for acceptance. If you have an annual income of $15,000, you can get this card. It is super sustainable with its low initial interest rate of 0.99% on balance transfers and a 2% transfer fee.
Main Advantages of using the BMO Cashback Mastercard
The BMO Cashback Mastercard is designed and created for people like you who need a full credit card, whether to use it frequently for shopping, travel, and other leisure and lifestyle activities. Check out some of the benefits you get with this amazing credit card:
- No annual fee
- Solid welcome offer
- Redeem your cash back any time you want for as little as $1
- Earn up to 5% cash back on every purchase in your first 3 months
- Earn 0.5% cash back on all other purchases, so you earn every time you spend
- Earn 1% cash back on recurring bill payments such as streaming services, subscriptions or monthly utilities
- Earn 3% cash back on supermarket purchases, you can earn more with your favorite and essential foods
Once you have the BMO Cashback Mastercard in your hands, you will be able to enjoy all this and more. The advantages of having this card are practical, especially for those who are thinking of taking advantage of the rewards and cashbacks it offers.
Requirements for the BMO Cashback Mastercard
Credit card applications are approved or denied based on various factors. All companies have their own subscription requirements. Here are some of them:
- Be between 20 and 69 years of age
- Have $15,000 per year
- Proof of income two Last 2 months and rent or mortgage amount
- Proof of address no older than 2 months (Electricity, water, Internet)
If those fees don’t weigh you down, you can go ahead and learn how to apply for BMO Cashback Mastercard.
How to Apply
To get this card, you can apply on the bank’s website and fill out the forms. Approval is not time-consuming, and soon you will get notification of approval or denial.
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