Capital One Credit Card

Capital One
Capital One

The Venture Card is best known for awarding double unlimited miles to everyone. Earn purchases as well as a 60,000-mile sign-up bonus when spending $3,000 on purchases in the first three months.

The card also earns 5X miles for hotels and rental cars booked through Capital One Travel.

Flat rate credit cards are not seen very often in the travel world. In addition to the simple rewards program. The main benefit of this card is that the Capital One miles you earn are remarkably customizable.

Risk card miles have no blackout dates and do not expire during the term of your account. Plus, you can redeem them for 1 cent per point to cover eligible travel purchases at any merchant you’ve made in the past 90 days.

capital one credit card
Credit Card
Capital One Credit Card
Unlimited Rewards $100 credit for Global Entry
Unlimited 2X miles with 60,000 Bonus Miles 1
Click here to Apply On credit card page

The greatest benefits of Capital One Venture

 In addition to these great benefits, here are some of the Venture Card’s main selling points:

  • No overseas transaction fees for purchases outside the US
  • Credit for application fee of up to $100 for Global Entry or TSA PreCheck
  • The Collision Damage Free car rental company will refund the actual cash value of most rental cars in the event of theft or collision damage
  • 24-hour travel assistance to help arrange medical, legal and/or travel services and get you home safely
  • Capital One Access Offers Pre-Sale Ticket Options and Exclusive Sports, Music, and Culinary Experiences
  • Capital One mobile app control and other security features like card lock, $0 fraud liability, account alerts, and emergency card exchanges
  • 17 partner travel programs to transfer Capital One miles at potentially higher value. Including airlines and hotels like Aeromexico and Wyndham Rewards

Benefits of Capital One Venture

While these may not be the main benefits of the Capital One Venture Card. These features certainly help make the card a uniquely competitive choice. After reviewing the map’s terms and conditions, here are the most notable advantages your radar may have missed:

  • Travel protection: When paying with your Venture Card, you can guarantee eligible purchases – and yourself – with these basic travel card protections:
  • Purchase Protection: Also known as purchase protection, qualifying items that repair, replace, or refund are covered for up to $500 per claim for up to 90 days from the date of purchase.
  • Extended Warranty Coverage: You can record the original manufacturer’s warranty period for eligible items and extend it for up to one year (for warranties of three years or less).
  • Travel Accident Insurance: You, your spouse, unmarried children, and loved ones have automatic coverage of up to $250,000 in the event of loss of life or personal injury as a passenger on public transportation (such as planes, trains, and some public transportation) . Transport).
  • Capital One Lounge Access: Cardholders have access to the Capital One Airport Lounge.

Eno Assistant and virtual credit card numbers

If you’re an advocate of security. Capital One credit cards can be some of the best cards for shopping online. If you want the extra protection that a virtual credit card number can provide.

Eno, Capital One’s assistant program, will help you manage your account and alert you to suspicious activity. In addition, Eno’s security measures extend to creating and storing unique virtual credit card numbers for each merchant you shop online with.

This is how your card details are monitored as merchants never see your real credit card number.

Virtual credit card numbers are no longer as common as they used to be—mainly because digital wallet cards now perform a similar function. But this Capital One privilege adds another level of convenience.

CreditWise Credit Monitoring

Capital One also offers a full credit monitoring service at no additional cost. CreditWise offers weekly VantageScore updates and simulations. Alerts you of any changes to TransUnion’s credit report. And even checks the dark web for your Social Security number if your personal information has ever been seen by identity thieves.

Capital One Shopping

Capital One Shopping is a browser extension that searches the web and 30,000 other retailers for competitive prices and coupon codes to save you money. You can also earn rewards called Capital One Shopping Credits on qualifying purchases. That can be redeemed for gift cards from popular retailers like Walmart and eBay.

Will I have access to the airport sender’s waiting rooms?

Cardholders have access to more than 1,300 Priority Pass lounges worldwide, as well as unlimited access to Capital One VIP lounges.

These lounges, which cost $65 per visit to unqualified cardholders and the general public, are located at Dallas-Fort Worth, Denver and Washington-Dulles international airports. (Only the Dallas Fort Worth Lounge opened in 2021.)

Capital One Venture X Rewards credit card holders have free, unlimited access to the lounges, plus free entry for two guests per visit.

They also have discounted rates of $45 per visit for additional guests.

Lounge amenities include hospital wards, fully stocked bars, bike and yoga rooms, shower suites and much more.

If you don’t have the privilege of traveling through airports with access to Capital One lounges several times a year, consider other cards with lounge access at places you visit frequently.

Conclusion

If you’re looking for a simple and affordable travel card. Capital One Venture should be a good choice (and with the benefits of this card. It’s relatively easy to get the $95 annual fee).

Venture’s sibling with no annual fee, the Capital One VentureOne Rewards credit card, offers similar benefits. But doesn’t come with global entry credit or TSA PreCheck enrollment fee.

That up to $100 in credits may cover your fee in the first year only. And the higher premium rate may cover you in subsequent years.

Although the Venture Card offers a variety of benefits. Some cardholders may benefit from products that are better suited to their expenses.

For example, the Chase Sapphire Preferred Card at the same price offers hard-to-beat features like travel-optimized reward redemption value. Comprehensive travel protection, and offers from partners with popular services like Lyft and DoorDash.

And we know that Capital One Venture has an excellent quality / price ratio, you get what you pay for. If you want a travel card full of premium benefits. You need to look for luxury travel cards like the Chase Sapphire Reserve and the American Express Platinum Card.

Annual fees of over $500 for these elite cards can be expensive for many common cardholders. So the Venture card may still be one of the best options for the less frequent traveler.

capital one credit card
Credit Card
Capital One Credit Card
Unlimited Rewards $100 credit for Global Entry
Unlimited 2X miles with 60,000 Bonus Miles 1
Click here to Apply On credit card page
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