Important Update: The “First Digital NextGen Mastercard” is now known simply as the “First Digital Mastercard.” Although the term “NextGen” is no longer used in the product name, the card continues to offer dynamic, updated benefits and maintains the same goal of helping you build or improve your credit score.
With each passing day people want to have a credit card in hand to have more financial power, more advantages, a specific goal according to the user’s need, be it traveling with more discounts and advantages, receiving lifestyle benefits or simply having more credit limit.
However, many people end up falling into debt and dirtying their name and credit history, getting punished and being left with no credit power at all. So if you are in this situation and looking for a credit card that will help you get your credit history back, you are in the right place. The First Digital NextGen Mastercard is here to offer all that and more.
Are you ready to have your own credit card with many exclusive benefits? We explain exactly how the First Digital NextGen Mastercard works, its advantages, disadvantages and why it might be useful for you. Also read how to apply and other important information.
First Digital NextGen Mastercard
Approval in 60 seconds No security depositHow does First Digital NextGen Mastercard work
When you have a credit card in hand, it comes with a number of features that may or may not fit into the life of the card user. The First Digital NextGen Mastercard is no different, it has features that can make your life even easier and most importantly, recover your credit history. Well, in this article I will tell you all the details of how it all works.
To start, it is good to make it clear that this credit card is an emergency way out for those who need to be approved and have a good credit limit. In this case, you start with the $300 limit, no credit analysis, no bureaucracy and everything in less than 60 seconds.
Also, it is worth making it clear that this is the only credit card that accepts anyone with a bad credit history and that it does not take long to get approved for credit. You can ask for an increase of the credit line after 12 months.
Main Advantages of using First Digital NextGen Mastercard
First Digital NextGen Mastercard is here to help you get out of that bad financial condition and start rebuilding your credit power. Check out some of the advantages of using this card:
- Checking account required
- Easy and secure online application
- Enjoy a starting credit limit of $300
- Online Customer Center available 24/7
- Build up your credit history with a card
- Perfect credit not required for approval
- Designed to help overcome credit issues
- Get the security and convenience of a full-feature
- You may be eligible for a Credit Line Increase after 12 months
- Receive your card more quickly with optional Expedited Processing
- Get a result in as little as 60 seconds upon completion of the online application
With the First Digital NextGen Mastercard in hand, you can enjoy all this and much more. The advantages of having this card are practical, especially if you need to regain your credit power and have a better credit score.
Disadvantages of the First Digital NextGen Mastercard
After knowing more about the OakStone Secured Mastercard Platinum, knowing how it works and what are its positive points, it is good to recognize that it is not perfect. Therefore, it is worth checking its negative sides, so that you have a complete and broad view to decide on your choice.
The main downside here is that this credit card charges a lot of fees, and is not as recommended and approved in the market for that. You will have to pay an annual fee of $75 the first year, $48 after the first year, plus a program fee of $95, variable APR of 35.99% for purchases and other charges.
But, If you think this is the right credit card for you, there is an easy way to apply through the First Digital NextGen Mastercard.
How to Apply
After thoroughly analyzing how this amazing credit card works, the positives and its requirements, it is time to make the decision and apply for it.
To get the First Digital NextGen Mastercard, you can apply for it on the credit card’s own website and fill out the forms. Approval doesn’t take long, and you will soon receive a notification of approval or denial.
Now it’s up to you!
In conclusion, the First Digital NextGen Mastercard offers a viable solution for individuals looking to rebuild their credit history and regain financial stability. Its easy approval process, lack of a credit check, and initial credit limit of $300 make it accessible to those with poor or no credit history. Additionally, the potential for a credit line increase after 12 months and the ability to manage the account online 24/7 add to its appeal.
However, the card’s high fees and interest rates are significant drawbacks that must be carefully considered. The annual fee, program fee, and high APR can make this card expensive to maintain. Therefore, it’s crucial to weigh these costs against the benefits of rebuilding your credit.
If you’re in need of a credit card to help repair your credit score and are prepared to handle the associated fees, the First Digital NextGen Mastercard could be a suitable option. Be sure to use it responsibly, make timely payments, and monitor your credit progress to maximize its benefits.
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