Imagine that with every purchase you make anywhere, your money goes back into your pocket? Sounds like a dream, right? The truth is that 9 out of 10 credit cards do not have this: many of them offer benefits, advantages, discounts, but nothing else. The good news is that there is at least one that gives some of your money back: the Capital One SavorOne Student Cash Rewards.
With this credit card in hand, you save and get part of your money back with every purchase you make, in any online or physical store, it doesn’t matter, from 1% cashback, in addition to receiving up to 8% cashback. With the Capital One SavorOne Student Cash Rewards you are rewarded in many ways, receiving a variety of benefits.
Are you ready to have your own credit card with many exclusive benefits? We explain exactly how the Capital One SavorOne Student Cash Rewards works, its advantages, disadvantages, details and why it might be useful for you. Also read how to apply and other important information.
Capital One SavorOne Student Cash Rewards
No annual fee Get 1%-8% cashbackHow does the Capital One SavorOne Student Cash Rewards work
You may be here in this article because you know that the Capital One SavorOne Student Cash Rewards can offer a super special program of cashback, rewards and more. Well, all of that is true, which means that you can only win with this powerful credit card.
The Capital One SavorOne Student Cash Rewards is an amazing credit card for college students in higher education who like to save and get their money back on every purchase they make, no matter the amount, you get it. With it, you have access to numerous advantages, such as earning $100 when you spend $100 in the first three months, as well as 10% cash back on purchases made through Uber and Uber Eats.
In addition, you can also receive 3% unlimited cashback on restaurants, entertainment, popular streaming services, and at supermarkets, up to 8% cashback on entertainment purchases when booking through the Capital One Entertainment portal, up to with 1% on all other purchases.
Main Advantages of using the Capital One SavorOne Student Cash Rewards
Capital One SavorOne Student Cash Rewards designed and created for students who need to save while they spend, and can help you with frequent shopping. Check out some of the dozens of benefits you get with this amazing credit card:
- Earn 1% cash back on all other purchases
- Build your credit with responsible card use
- Earn up to $500 a year by referring friends and family
- No annual fee, foreign transaction fees, or hidden fees
- Earn $100 when you spend $100 in the first three months
- Earn 10% cash back on purchases made through Uber & Uber Eats
- Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores
- Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
Once you have the Capital One SavorOne Student Cash Rewards in your hands, you will be able to enjoy all this and more. The advantages of having this card are practical, especially for those who are thinking of taking advantage of the rewards and cashbacks it offers.
Disadvantages of Capital One SavorOne Student Cash Rewards
After knowing more about the Capital One SavorOne Student Cash Rewards, knowing how it works and what are its positive points, it is good to recognize that it is not perfect. Therefore, it is worth checking its negative sides, so that you have a complete and broad view to decide on your choice.
The higher cash back rewards are for specific areas, not so interesting if the student does not use them. So you would only get 1% cashback. Also, the APR is relatively high, where it ranges from 17.99% – 27.99%.
But, If you think this is the right credit card for you, there is an easy way to apply through the Capital One SavorOne Student Cash Rewards website.
How to Apply
As you can see, the Capital One SavorOne Student Cash Rewards is a very powerful card for anyone who wants to make their life even easier when it comes to offers cashback and others types of benefits.
To get this card, you can apply on the bank’s website and fill out the forms. Approval is not time-consuming, and soon you will get notification of approval or denial.
Conclusion
The Capital One SavorOne Student Cash Rewards credit card is a powerful financial tool for college students, offering substantial cashback rewards and various benefits without any annual fees. With the opportunity to earn cashback on a wide range of purchases, this card is ideal for students looking to save money while building their credit. However, the card’s value is maximized when used responsibly, particularly by avoiding carrying a balance to sidestep high-interest charges.
For students who frequently spend on dining, entertainment, streaming services, and groceries, the higher cashback rates in these categories make this card an excellent choice. Even for general purchases, the 1% cashback ensures that every transaction contributes to savings. The sign-up bonus and referral program further enhance the card’s attractiveness.
If you believe this card aligns with your financial habits and goals, applying for the Capital One SavorOne Student Cash Rewards card could be a smart move to manage your expenses, earn rewards, and build a strong credit history.
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