Having a promotional card in your wallet that can give you various benefits, advantages and rewards, instead of just continuing to spend in stores, without any financial return or greater savings, is a great dream.
With this credit card in hand, you can save and receive part of your money with every purchase you make, at any partner store, whether online or physical – it doesn’t matter. With the Makro Credit Card you are rewarded in many ways, even without having to participate in a rewards program – the rewards are registered automatically.
Are you ready to get your own credit card with countless exclusive perks? We will explain exactly how Makro Credit Card works, its advantages, rewards, disadvantages and why it might be useful for you. Read on for how to apply and other important information as well.
Makro Credit Card
1% back when purchasing from any reseller on the RCS network 2% back when purchasing from Makro, Game & Builders storeHow does the Makro Credit Card work
You can be here in this article because you know that Makro Credit Card can deliver a super special program of advantages, opportunities and much more. Well, that’s all true, which means that you only have to gain from this credit card. Makro Credit Card is a unique and fully differentiated credit card as discussed above.
The purpose of this credit card in your wallet is to let you enjoy the ease of shopping while earning with it. It’s your chance to continue shopping at Makro, Game, Builders and any reseller on the RCS network, getting up to 3% cash back on your purchases.
You can access Makro Credit’s credit dashboard using the mCard App, a Makro smartphone app. With it in hand, you can make online purchases through the app and earn an extra 1% reward for your mWallet, which you can use to shop at a Makro store or transfer to another mWallet.
Pros and Cons of using the Makro Credit Card
The Makro Credit Card is here to help you save a lot, in addition to the possibility of earning between 1% and 3% cashback on purchases at partner stores. Check out some advantages of having this card in your wallet:
- Access to Self-Service via our website
- Free monthly statement via email or SMS
- 3% back when buying online at Makro, Game and Builders
- 2% back when purchasing from Makro, Game & Builders store
- 1% back when purchasing from any reseller on the RCS network
- Free SMS notification for all your card purchases
- Free additional cards for up to 3 friends or family members
- Flexible repayment options, with affordable monthly installments. Repayment options: revolving, 24 and 36 months
Once you have the Makro Credit Card in your hands, you can enjoy all this and much more. The advantages are practical and can make your day to day easier.
Cons of the Makro Credit Card
Makro Credit Card was created to offer many benefits to users, so it has few disadvantages. There are only two that we can describe here.
The first point is that there is a lack of information about the costs you will incur when using this card, which are not disclosed. The second point is the travel, leisure and lifestyle benefits, which do not exist.
How to Apply
You can apply for Makro Credit online or in store. Both options have the same minimum criteria for applicants. You must:
- Be 18 years of age or older
- Have a South African ID card or driver’s license
- Have an email address
- Be employed
- Be earning a monthly minimum wage of R$2,000 (note that proof of income will be required)
Conclusion
In conclusion, the Makro Credit Card offers substantial benefits for frequent shoppers at Makro, Game, Builders, and RCS network resellers. With up to 3% cashback on purchases, free monthly statements, SMS notifications, and flexible repayment options, it’s designed to enhance convenience and savings for users. However, potential applicants should be aware of the limited disclosure regarding associated costs and the absence of travel, leisure, or lifestyle benefits. Assessing your spending habits and priorities will help determine if the Makro Credit Card aligns with your financial needs and shopping preferences. If you’re ready to start saving more on your purchases, exploring the application process directly with Makro or RCS would be the next step.
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