Citi Rewards+ Card

citi rewards+ card
Credit Card
Citi Rewards+ Card
0% intro APR 20.000 bonus points
690-850 recommended credit score
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The Citi Rewards+ Card offers cardholders the opportunity to earn bonus points on gas station and supermarket purchases, further enhancing their rewards potential. With 2X ThankYou® Points at gas stations and supermarkets on the first $6,000 per year and 1X ThankYou® Points on all other purchases, cardholders can earn points quickly on their everyday essentials.

This feature adds even more value to the card, allowing users to earn rewards effortlessly on their most frequent purchases and redeem them for a variety of rewards, including travel, gift cards, merchandise, and more.

Moreover, the Citi Rewards+ Card comes with a unique feature that rounds up every purchase to the nearest 10 points, making it easier to earn points faster. For example, if you make a $25 purchase, you’ll earn 30 points instead of the standard 25 points.

Elevate Your Rewards Experience with the Citi Rewards+ Card

The Citi Rewards+ Card stands out for its innovative round-up feature, which automatically rounds up every purchase to the nearest 10 points. For example, if you make a purchase of $24, you’ll earn 30 points instead of the standard 24 points. This unique feature allows you to earn more points on smaller purchases, helping you reach your rewards goals faster and get more value out of your spending.

Pros and Cons of the Citi Rewards+ Card

Pros:

  • Round-Up Feature
  • Welcome Offer
  • No Annual Fee

Cons:

  • Points Redemption Options
  • Foreign Transaction Fees.

How do I know if the Citi Rewards+ Card is the best credit card for me?

Determining the best credit card for your needs requires careful consideration of various factors, including your spending habits, rewards preferences, and financial goals. If you value innovative rewards features, a generous welcome offer, and no annual fee, the Citi Rewards+ Card could be an excellent choice for you.

Additionally, the Citi Rewards+ Card offers a unique feature called the “Points Round Up,” where every purchase is rounded up to the nearest 10 points. This means that even small purchases can earn you more rewards over time, helping you accumulate points faster.

This versatility ensures that you can tailor your rewards to suit your preferences and lifestyle, providing you with greater flexibility and value. By carefully assessing these factors and how they align with your financial objectives and spending habits, you can determine whether the Citi Rewards+ Card is the right fit for you.

Why do we like this card?

Furthermore, the Citi Rewards+ Card provides additional perks and benefits that enhance the overall cardholder experience. Cardholders can enjoy benefits such as purchase protection, extended warranty coverage, and access to exclusive events and experiences through Citi Entertainment®. These added features provide peace of mind and enhance the value proposition of the card, making it even more appealing for individuals seeking a comprehensive and rewarding credit card experience.

Moreover, the Citi Rewards+ Card offers cardholders the opportunity to earn 10% points back for the first 100,000 ThankYou® Points redeemed each year. This means that when you redeem points for travel, gift cards, merchandise, or other eligible purchases, you’ll receive 10% of the points back, up to 10,000 points per year. This feature adds an extra layer of value to your rewards, effectively increasing the return on your spending and making it even more rewarding to use the card for your everyday purchases.

In summary, the Citi Rewards+ Card stands out for its innovative round-up feature, welcome offer, and no annual fee, offering excellent value for individuals looking to maximize their rewards earnings. With additional benefits such as purchase protection, extended warranty coverage, and the opportunity to earn points back on redemptions, this card provides a unique and rewarding credit card experience that enhances your financial well-being and lifestyle.

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